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It's that time of the year again... Insurance renewal just before XMas

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Munro:

--- Quote from: Gordon_L34 on Dec 16, 2022, 08:31:35 AM ---I thought that the new for old was only for cars bought new and written off in the first two years of ownership of the vehicle!

--- End quote ---

"If your car is a total loss, and no more than 2 years have passed since the manufacture year
shown in your policy details document, you can choose what you’d like us to do."
- Allianz PDS, Page 13

"If your vehicle is a total loss as a result of an incident, we may
decide to replace your vehicle with a new vehicle.
We will only do this if your vehicle is:
• a car less than three years old and has not travelled more
than 50,000 kilometres"
- CGU PDS, Page 4

So Allianz appears to be more flexible to your wants, but only up to 2 years since manufacture.  I have to say though, CGU didn't argue the toss at all when I said I wanted a replacement.  "Yes sir, we can do that..." even though paying me out would have saved them about 20 grand (I "accidentally" saw CGUs invoice) along with a couple of hundred hours of admin.  Wholeheartedly recommend them based on our outcome.

yvesjv:
Yep, had to search to find this old post.

It's the time of the year again. :sad10:
The renewal with AANT (CGU) went through the roof!!
Looked at this old post and tried a few mentioned.

The winner for this coming year is Club4x4.
A substantial $400 (give or take a few $$$) cheaper than renewing with AANT  :occasion14:

Munro:
I'll have to have a look at mine admittedly.  I've never deliberately gone for the cheapest... my mate's years-long ordeal with Youi where they had to be dragged kicking and screaming to finally accept police report findings was a lesson in which I fortunately had no direct involvement.

Ian G:
I have just changed to Apia, substantial savings for me

Mike C:
I also switched to APIA, from memory  they offered a 10% bonus for new customers. So I will have to see what they're like again next year.

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