General Boards > Off Topic

The cost of vehicle insurance

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tom60:
I never renew my policy.  Each year I start afresh.  This is because most insurers offer a better deal to first time customers and then raise the price for following years. 

Andz:
MU-X LSU MY19, no mods, bought price insured $47,000. RAC WA, $850. Comp insurance.

interesting three exceptions: There are no exceptions for dirt tracks, bush or beach as longs as the car is suitable for that terrain and you have taken reasonable care.

While it is overloaded, not roadworthy, not registered or not meeting relevant government transport regulations.

In a manner which involves deliberate exposure to exceptional danger or any wilful or reckless act.

In a manner contrary to its manufacturer’s recommendations.

For unlawful purposes.

Failure to take all reasonable care to protect your car, its contents and keys.

Chunky:
Will finally be going with APIA total insured price is $54990 for the car + $8542 worth of accessories and mods total price $585.77 annually or $48.81 per month for fully comprehensive including windscreen replacement and hire car.  Because my current MUX is insured with them I got a 20% discount.  Even without the discount it is only $703 per year.  I can drive the car anywhere and exclusions are common sense exclusions.

So basically 42% less than one quote I received.

Well worth the ring around and on-line quotes & glad for once to be over the age of 55 :hello2: :laughing4:.

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