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Panel beaters redland bay, qld

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Richard Puller:
When an insurance assessor looks at it he'll most likely recognise that it wasn't caused by a door opening and question it.
If he wants to go the insurance path I'd  offer to pay his excess provided it's not an exhorbitant amount and let him sort it out.
Personally for something like that I'd try not to have insurance companies involved. If a claim is made againt you it will affect your rating which will  probably end up costing you more.

An example. A few years ago my wifes car was damaged in a car park and we couldn't identify the culprit.
The quote was $1300.   It was an "at fault" claim so  I had to pay the excess. Then when the premium was due for renewal it had gone up, as well as the premium for my other vehicle.
At the end of the day I would have been better off just paying for the repair, and the panel beater may be open to negotiation if there is no insurance involved.

ajm:
Any ideas how much of the quote the insurance company will pay to a repairer? IE if it's a $1300 job through insurance, does the repairer actually receive that much? How long does it take for the repairer to be paid by the insurer? Any other points that could be negotiated upon?

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Richard Puller:
I don't know what negotiations take place between a repairer and insurer but I'd imagine the insurer would be trying to screw them within reason.
The last time I had a repair done I was not at fault, the Insurance Company gave me a list of their preferred repairers and asked me to select the one I preferred.  I took the vehicle there and they negotiated with the assessor. I had to pay the excess to the repairer and it was later refunded by the Insurance Company when they'd determined that I wasn't at fault.
I have no idea what the repair cost.

In your case I'd ask a repairer to give you a quote not involving insurance and see what they say.

tracks:
Ajm just go through insurance company in that case, the panel beater will quote the cost of repair with photos to the insurance company, no assessor would come in to look at a minor job like that,  racq will guarantee the repair,  if you go the other way and do a cash job you wont have any come back if the repair is below standard, my son in law owns a large panel shop and 98% of his work comes from insurance companies (bread and butter) they are priority first and cash jobs for custom work like hotrods.

Pete57:
As an idea of price, someone reversed out of a driveway and hit our run around car - Nissan Micra.  It is a deep purple almost black metallic colour.  The was a large dent behind the rear door & small mark on rear door.  We went through insurance as the person that hit the car came knocking on the door (very nice).  They had to remove dent, remove bumper, paint rear panel and at least part of the rear door.  Cost was just under $1000.  Admit it is a small car but still cheaper than I expected.

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